Merchant Accounts

LOW RISK, MEDIUM RISK & HIGH RISK MERCHANT ACCOUNTS

When it comes to merchant account some business types and industries are considered “RISKY”. ARE YOU ONE OF THEM?
  1. Have you already been rejected by most of the credit card processors? did they tell you that your business activity is high risk merchant?
  2. Well not everything is lost, depends on your specific need RAAG INFOTECH can handle your high low risk volume processing, with the help of deep relationship with our acquiring partner banks.
  3. You try and fail to acquire merchant account with a traditional, low risk provider.
  4. Your business is considered high risk, and you’re forced to find a new partner.

You now have the freedom to start and grow your high risk business, on your terms.

Applying is Fast and Easy

Our Online application is simple, effortless, and will be accomplished within five minutes. Once we receive your application we’ll e-mail you a PDF copy featuring all pricing and conditions disclosed, you could review and E-sign.

Still choosing? That’s alright, our devoted and knowledgeable staff is prepared to answer any queries you may have about the procedure. We love talking to our merchants, and helping them grow their business.

Secure Online Payment Processing for High Risk Merchant Accounts

If your business is categorized as high risk, it may be challenging to obtain a merchant account. We provide high risk merchant accounts customized for your business needs. Our high risk merchant accounts are available to merchants in need of a swift, trusted credit card processing solution.

Raagit allows you to accept credit and debit card payments within just 24-48 hours of your application approval. The company offers cost-effective services, direct funding, as well as PIN-based transactions to help reduce the chances of fraud. Additionally, our in-house team works around the clock to ensure speedy account approval.

Not only does Raagit enable your business to accept credit cards with the best merchant account technology and security, but we also provide you with 24/7/365 live, toll-free customer and technical support, so you are never left without help. We are always just a phone call away.

The secure processing of your transactions is something that we take very seriously; whether you are a business owner with a storefront, or an Internet merchant, our secure payment processing keeps all of the data safe. Our experience with processing credit cards for virtually every type of business imaginable will provide you with the peace of mind you need to concentrate on running your business, instead of worrying about your merchant account.

Contact Us Today to Get Started!

For a fast credit card processing solution, simply click on the button  below to get started. We don’t just get your business processing payments – we remain with you as a consultant for the life of the merchant account.

Call Us Now
+44 8008321142

High-Risk Sectors

Industries often considered to be ‘high-risk’ include, amongst others:

  • alcohol
  • tobacco and electronic cigarettes
  • drugs and drug products (including prescriptions)
  • nutraceuticals
  • airline, travel, tourism and lodging
  • debt management and collection agencies
  • payday loans
  • gambling
  • foreign exchange (Forex)
  • e-wallets
  • pyramid selling
  • dating and escort services
  • adult entertainment
  • timeshares and holiday clubs
  • tech support
  • money-making products and services
  • charities
  • monthly memberships and subscription services
  • insurance
  • jewellery
  • software
  • advertising services
  • online auctions
  • events and tickets
  • penny auctions
  • file sharing
  • VPN
  • affiliate marketing
We Get You Approved

Our 12 sponsor banks and processors ensure 98.7% of high risk merchant accounts are approved.

We Get You Setup, Fast

Same day approvals & included payment gateway integration means you’re ready to take payments faster.

We Minimize Your Chargebacks

Our in-house chargeback management tools, lower chargebacks by 72%, to keep you processing.

Are You Considered a High Risk Merchant?

Regardless of what kind of company you operate, you require reliable credit card processing at prices that are affordable. There aren’t several high-risk merchant account companies, and even less that provide affordable high-risk credit card processing.

This is because the credit card processing business is a low-margin, high-volume business whose main concern is the risk of charge-backs. Certain category of organizations has a historically high charge-back fee, and since credit card processing is this kind of low margin market, merchant account companies are compelled to paint using a broad-brush, and usually treat any company in a high threat industry as high risk, regardless the individual organizations real charge-back or regulatory threat.

Consequently, if you’ve previously requested a merchant account to your business that operates in a high-risk group, it’s quite likely that you’ve been rejected by a traditional low risk credit card processing company.

Raagit offering will allow you to take credit card as payment which eventually expand and profit your business a lot Even if you don’t have any processing history, you can still get a merchant account. We’ll get your high risk or offshore business processing right now… and keep you processing better than anyone else.

Domestic High-Risk Merchant Account Requirements:

  • UK or US based company entity.
  • UK or US based company representative.
  • UK or US bank account.
  • Business operations can be based globally.

Offshore High-Risk Merchant Account Requirements:

  • Minimum $20,000 USD per month in sales.
  • Online or MOTO transactions only (no card present swipe).
  • Company can be based anywhere .
  • No US or UK representative required.

Pricing & Contract Terms

If you are looking for a high risk merchant account, the first thing you’ll notice is that there are significantly fewer options, and that those options range from slightly pricey to very expensive. If you’d like to better understand your options contact us via email us today for a free consultation to discuss your best options for establishing a merchant account for your high risk business. We’ll discuss the following:

Pricing Available:

  • Discount Rates ranging from 1.95% to 12.00%
  • Authorization Rates ranging from: $0.20 to $1.00
  • Monthly Fees: Rates ranging from $5.00 per month to $249.00 per month

Accepted Business Categories

Financial Services
Tobacco / Smoking
Gambling
Software
Travel / Hospitality
MOTO
Legal / Law Firm
eCommerce / Online
Beauty / Wellness
Adult
Retail
 Antiques / Collectibles